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Caregiver Transition Planning · Colorado

Planning a transition? Start your independence plan now.

Whether you are supporting an adult family member or planning ahead for yourself, a few honest questions now make the next step clearer. See 5 things worth planning today, and your free, personalized Snapshot covering potential $25,000 toward a Colorado home that actually fits.

No credit pull. Not an application. Educational, in plain English. See our Privacy Policy

Why Colorado families choose this program

$

$500minimum contribution, giftable

Guardians welcomecan purchase on a loved one's behalf

FHA, VA & USDApurchase-loan options

Start Here

5 things worth planning now.

A caregiver transition rarely announces itself on a schedule. These are the questions worth sitting with early, before decisions get made in a hurry.

1

Daily living supports

What day-to-day help looks like now, and what it might look like as things change.

2

Getting around

Transportation options that hold up over time, not just for today's routine.

3

A space that works

Layout, accessibility and room to adapt as needs change.

4

Where ownership could fit

Whether buying, rather than waiting on a limited supply of other options, makes sense here.

5

Building your team

Who to loop in early, family, care partners, and a free, no-pressure conversation with Hero HomeReach.

$25,000toward your home The HomeAccess Plus advantage

Real assistance, with real breathing room built in.

CHFA HomeAccess Plus can put up to $25,000 toward a Colorado home for buyers living with a permanent disability, and eligible parents or legal guardians. The second mortgage carries a 0% interest rate and no monthly payment of its own. It is repaid later, at sale, refinance, or full payoff of your first mortgage, not something you budget for every month.

0% interestNo interest accrues on the second mortgage
$0 monthlyNo separate monthly payment to plan for
$500 minimumYour required contribution, and it can be gifted

Your Next Move

Three steps between you and a plan built around your life.

Answer a few quick questions. Get your personalized Snapshot immediately. Decide what happens next, on your terms.

01

Share your starting point

A few quick questions about who you're planning for, your timeline and what would help most.

02

See your Snapshot

Get a personalized, plain-English summary built around your own answers.

03

Take the next step

Save it, share it, or book a free Hero Strategy Session when you're ready.

Program Basics

Common questions, answered carefully.

Does the person living with the disability have to be the one buying?

Not necessarily. CHFA HomeAccess Plus can work for an eligible buyer themselves, or an eligible parent or legal guardian purchasing on their behalf. Your free Snapshot walks through which fits your situation.

Do I have to disclose a disability to see my Snapshot?

No. The Snapshot only asks general planning questions. No diagnosis or medical detail is required to see how the program works.

Is HomeAccess Plus only for first-time buyers?

No. First-time buyer status is not required. A CHFA Participating Lender can explain how the full program rules apply to your specific purchase.

Is this Snapshot a loan application?

No. It is educational planning guidance. Loan approval, program eligibility and documentation are determined by a CHFA Participating Lender.

See exactly how a Home That Fits could work for your family.

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